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I would say the only thing you can probably keep and pay is your car and car payment. If you think you can still keep a card open even if you had paid it on time or owe no money on it you are wrong. They credit card company will cancel the card. Why fuck yourself and lose out on spending that money. Your going bankrupt. Go shopping man. Buy all the shit you always wanted. Debt consolidation? are you fucking crazy. Read the fine lines in debt consolidation.
I guarantee you'll get offers in the mail for approval for car loans, credit cards, quick cash advances within a month of going bankrupt.
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