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Originally Posted by Peaches
Safe deposit boxes are only accessible during banking hours. Considering I first started this fund when I realized I might need it for bail money, having it in a safe deposit box doesn't do me any more good than having it in the bank itself
And the whole reason for having it now is IF there's a problem where I can't get access to cash from the bank - again, if I can't get access to the bank, I can't get access to a safe deposit box either. The money I keep in the bank is in an interest bearing account, not a safe deposit box 
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Then you risk losing it.
Well.. you could always stash it in a locker at the bus depot or train station. Still some risk, but not as much as keeping it in your house or burying it I'd say.