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Originally Posted by davethetruth
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They get your money, send you a letter and then you verify the info online. From what I can tell, your interest starts as soon as you verify, possibly as soon as they get the money though. I think ING does the same, you just can't make withdrawals for 10 days? Capital One is usually .10% higher than ING too but they haven't raised their rates after ING raised theirs.