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What amazes me is that people this young can loan that mutch money. Here it would be IMPOSSIBLE to loan 200K$ if you're only 23-25. It's very very rare that someone that young can earn that mutch money. It's possible if you are married and have 2 steady incomes, but alone, and this young, they'll laugh so hard and slam the door on your way out, you'll never believe it. Here, a univ graduate can loan around 100K$ with his first job (management, univ degree). Houses range from 200-500K$ here depending where you are.
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