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Geez I dont know how you people in Cali and other expensive ass places make it. Being in this biz I would never get a house where I couldnt make the payments if the bottom fell out. I almost did buy a nicer house, then I had some health problems and couldnt work for a long time and if I had bought that nicer house I would have lost it for sure. Here in central Indiana I live in a pretty decent almost crime free area, my house is 1300 sqare feet (getting ready to be 1550sqft when I attach the garage to the house and convert to a 3rd bedroom). Anyways I bought it back in 2000 when I was 19 for $66,500 and put almost $20k for a down payment. My mortgage this year is like $360 a month. I am perfectly happy in my cheap house and love having such a low payment.
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