According to the bank, once a check has been cashed you cannot charge it back. And even 2 years ago, MBNA wouldn't let me charge back a fraudulent charge after 60 days. Which is why I can't understand how all these people can do a chargeback even after 12 to 18 months on their credit card and 3 to 6 months later on their online checks. It boggles the mind.
