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Originally Posted by Forkbeard
That's a VERY good reason to spend the money from a different account, if it were practical to do so. And it's one you must be painfully aware of, which makes your rhetorical question seem ironic if not outright funny.
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Not at all.
What is being disucssed here is not the norm, but the exception.
There are over half a million eP accounts. The issue of funds being tied up due to denied transactions or merchants who don't know how to close a transaction do indeed happen, but this is an exception. Not the rule.
I use my eP account ALL the time and have *never* had the issue of having funds tied up due to the reasons described in this thread. This
does happen or I wouldn't be here talking about it. But, as I have already described, eP didn't invent the pre-auth/settle scenario. I am just explaining to those who've experienced this the cause of their situation. Most CH's will not experience this issue as most merchants know how to close an auth.
ePassporte is a pre-paid Visa account, not a credit card. Think of it as a checking account with the spending capability of Visa.