Hello,
You would be challenged using 123Bill for selling product unless your margins could really bear the cost. You can always raise your price point to accomodate for some of this but at the end of the day it is most often used for informational and interactive product. We are not a "collection agency" and your payout is a figure which we guarantee, regardless of collections success. Thus, the higher cost of using our solution because of the inherent risk we take for collections on a consumer demographic that is generally without credit or is uncreditworthy. We garner new customers for our clients, usually growing their sales by 2-5%. Give me a call or send me an email and we can discuss 123Bill further.
Cheers,
Brad
http://www.123bill.com