Originally Posted by Mogulman

Is an adult or mainstream business?

I personally recommend you incorporate some entity in the US to handle the merchant services.

I quoted a Canadian merchant on an American USD account and it saved them $50k+ over the duration of their account contract. They were working with Moneris CA. The difference being that Moneris gave them a bundled rate (a larger flat %, instead of breaking it down by smalelr % + transaction fee).

If you want to talk a little further, email me and we'll go from there.

adam @ nelix dot com