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Old 06-29-2005, 09:51 AM  
sperbonzo
I'd rather be on my boat.
 
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Join Date: May 2003
Location: Miami, FL
Posts: 9,748
Quote:
Originally Posted by xxweekxx
WOW im having such a bad fucking day..


OK i SENT a payment for my CAR but somehow they never got it.. And i got proove i sent it to them?? So im screwed..

Ive been going back and forth all day with them but 2 days ago they reported 30 day late to the credit bureau..

Now im only 19 and i have a credit score of about 730. Like i watch my credit like a hawk, etc, this shit is getting me depressed.. I worked hard to get good credit..

Im wondering how many points a 30 day late will drop me??
5pts? 10pts?
It depends on how recent. Right up front it will be about 10 to 15 points... after a year, if everything else is good, it should fade away to virutally no effect
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Michael Sperber / Acella Financial LLC/ Online Payment Processing

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