I believe if you let someone drive your car thats uninsured, thats your first mistake, however I think the person he/she hit with your car would be fucked. We have a lot of mexicans without insurance drive out here and there is nothing the cops can do about it when they hit someone. My buddy got into a $2000 fender bender and the fucker A.) was an illegal. B.) Obviously didnt have insurance nor a license. My buddy grabbed his ankles on that one! With NO lube!
Now if it was insured and you let someone drive it, then they are covered by your insurance (99% possitive). I have State Farm Insurance