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Originally Posted by JupZChris
I have been working online for about two years
i have only been making real money for about a year now
so now getting everything in order
I have always been a cash man
I have cash - enough of it ... just no credit ... i'm only 21 aswell
Also that hostpial bill is from when I was 18
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Than definitely get a secured visa card soon. You have the cash to give them as your deposit, so it shouldn't be a problem.. and just charge everything from now on, till you reach your monthly limit
EDIT: then pay it off
