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Originally Posted by JupZChris
well from my credit report i just saw - i would say no
I do have an outstanding medical bill (10,000+) that did not show up
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that debt may eventually be forwarded to a collection agency and that will show up on your credit report... Secured cc is a way to go. Home equity loans are pretty easy to get too, but that's if you feel comfortable putting your home on the line.
How long have you been self employed for? I'm surprised you don't at least have a ploc in case of emergencies.
edit: check out
http://www.transunion.com/ or
http://www.equifax.com to check your credit report.