they are the coolest !!! I love the phone billing, it helped us pick up another 10% a month !!!! They do email a reciept each month so your chargebacks are much much lower, but you do not get as many rebillers that just forget about it like with ibill and ccbill. But it's a real bitch when ccbill/ibill let's a guy reverse 3 or 4 months of charges just cause they forgot to cancel
Tim