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Originally Posted by Shooting_Manic
All those proves is that you had a ZERO balance at the time you tried to deposit and cash them.
I have out of state and country checks all the time and never one problem. Then again, ive had my current bank for four years and I dont live from paycheck to paycheck.
Deposit it the money, wait the 7 days, let them see that the funds you deposit are always good and you wont have this problem in the future.
God, I wish people took the time to teach me this shit when I was 18. What the fuck do they teach in HIgh School these days? Seems like high schools need a "Basic Living Skills" classes to teach stuff like this.
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That's exactly it. I can not count the times in my life ( and I am sure many have been witness to this) i've seen. " I need to cash this check" patron " Ok sir, do you have an account with us?" -teller " No"- patron " Ok sir this is an out of state check it will take XXX days to clear. " - bank teller " you mean to tell me I can have my money??" - patron " No sir , I am saying this is an out of state check and it will take a few days to clear, would you like to set up an account?"-Teller.............................. Patron then proceeds to leave the bank angry and confused, complaining just loud enough for a few people in line to hear and shake their heads at the ignorance.
Patron then hops into his '84 caviler and heads off to the next bank. rinse repeat