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The lawyers knows the international and/or local laws, fine. But they don't know the business better than you. At least they should not.
Let me repeat to all:
This is NOT about going to jail or not, but to protect your own business.
No matter you are hosted in USA or Malaysia, you are still operating on US market if you use an american billing processor. Lets take ccbill's TOS as an example:
3. Violation of CCBill Policy
J. Reproduction or transmission of any material in violation of any local, state, U.S., or international law or regulation is prohibited.
See my point?
Not sure how the processors will handle this. No one can tell, not even your lawyers.
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