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An old boss of mine had a wife that worked in the investment branch of their bank... and before they started investing, what they did is they put $1000 into a 1 year TBill or the like each month.. and they did it for say 5 years (you could just keep going if you make enough extra cash)... that way, each month you have some "cash" coming available ($5k each month after 5 years) in case life turns bad.. If nothign happens you just reinvest it.. and you earn the interest on it.. I've always thought it was a damn good idea...
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