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It depends when you buy the house... before marraige, or after, also, different states have different rules. In Wisconsin there is no such thing as a one party financial arrangement. If you are married, you are both responsible, regardless if both or only one of you signed a document.
However, even if you buy your house before marraige, stay married long enough and should you divorce, you can plan on giving 1/2 its value to your spouse.
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