Originally Posted by V_RocKs

OK... I have just put AaronM in the classification I put credit cards like Cross Country Bank in... Half-scams...

A regular card says, "Charge, pay the charge or pay the lower amount and we'll finance the rest." CCB says, "Charge and we will tack on $10 more for having a balance even if it is paid before the due date. Pay and that is a $6.95 fee for the transaction."

Legal? Yes... but it basically preys on the people who can't get a card from CitiBank.