Quote:
Originally posted by Tam
There are some of us who are a bit more afraid to take risks when it comes to our money and such. I lived on my own at 17 in the streets of Kansas City, Mo....... have been on my own sense. I think I would be alot different if I didn't have kids, but with my having kids, it makes me a little more nervous about risking things than I would otherwise.......
I don't clock into an office everyday, I work from home..... and let me tell you, that takes alot of discipline on it's own.......
But I teach my kids they can do ANYTHING they wanna do, I just don't take as many risks as I would if it was just me...... call me crazy. I have full admiration for those who can do it and succeed, I am just not that confident in my own ability to be that successful on my own two feet........ so I am content working for someone else. And I get paid well so I am not complaining in the least bit. 
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Once again, taking risks and having a support system you haven't alienated through stealing from them or betraying them time and again is essential.
How bad could it get with your kids? Any real risk of starvation or having the county take them away? If a period of relative poverty is the risk, well, poverty is not such a bad thing as long as you have enough coming in to keep a roof over your head. My father taught me "It's no sin to be poor." During my several years of fairly abject poverty, this thought helped me keep my pride.
Actually, I often wonder if kids aren't better off in some ways growing up on limited funds, so that they can learn that having Nike shoes is not as important as having a mother who loves you. What is a kid who at 16 has a car and a credit card really learning in terms of survival skills?