Originally Posted by Lord of the fungi

Hell most people do not even think about it. Guy down the road was using a yard maintmence person to cut the grass and so forth. Some kid was riding his bike and apparently decided to use the ramp on the back of the yard guys trailer as a jump. Truck and trailer were in the property owners drive way. Needless to say the kid bit it hard when trying to angle off the ramp. Knocked out most of his front teeth, broke his arm, and suffered a concusion. Lawn mower guy was not carrying insurance (but got the job cause he was cheaper than most). Property owner ended up being named in a suit along with the mower guy. Home owners insurance paid out and proceeded to kick the guy off the policy. They fought for some time about even paying out at all since the home owner was neglictfull when they hired the lawn guy.