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I don't know how it works in Cali but I think it would be safe to say that insurance companies will not cover the damage to the car if the damge was the result of it being driven by a drunk driver. Up here in Canada if this were to happen they would cover injuries or damage to a 3rd party if he had hit another car or something like that; they would not cover her car as most insurance contracts will state that certain parts are null and void under certain circumstances, i.e. drunk driving. On top of that the insurance company will come after the policy holder to collect for any monies that they had to pay out to third parties.
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