GoFuckYourself.com - Adult Webmaster Forum - View Single Post

Pathfinder · 06-07-2002, 06:21 PM

letshunt:

Interesting info and thanks for the offer of assistance.

Yesterday when the police made a stolen car report, the police told my daughter that she should inform her insurance company that her car had been stolen. At the time she was unaware that it was her boyfriend that had taken the car, because he was supposed to be at work. Apparently instead of going to work he got drunk and decided to go back to San Francisco, which is where he is from.

When my daughter called the insurance company to report that her car had been stolen, she also inquired (as a routine matter) about whether or not they had removed her boyfriend from her insurance as she had requested over a month ago (when he was convicted of a DUI and lost his license). They informed her that they were unaware of any such request and would mail out papers for her to fill out. So as of yesterday when he wrecked the car he was still on the policy. The problem being he was drunk when he wrecked it and driving when he had a suspended license, and is currently charged for that, as well as for stealing her car.

Some hours later, when the police notified her that he had wrecked the car and had been placed under arrest, she attempted to contact her insurance company to notify them that the police had located the car and that he had been totaled out, but the insurance company was closed.

Today when she tried to call the company she got an answering machine and left a message, but no one returned her call.

So at this point in time the insurance company is unaware that the car was totaled and that her boyfriend is the one that stole the car, and that he was driving with a suspended license for a DUI conviction about a month ago.

When the insurance company learns all of the details it is my suspicion that they will not deny liability and tell her (as you said) her cause of action will have to be against the boyfriend (which means she is screwed).

She still owes the finance company for the car in addition to the loss.

In a way this is her fault as this guy has been nothing but trouble for her ever since she got involved with him and even now is upset that he is in jail.

06-07-2002, 06:21 PM
Pathfinder theking of trailer parks Industry Role: Join Date: Sep 2001 Location: Tehachapi, California Posts: 2,290	letshunt: Interesting info and thanks for the offer of assistance. Yesterday when the police made a stolen car report, the police told my daughter that she should inform her insurance company that her car had been stolen. At the time she was unaware that it was her boyfriend that had taken the car, because he was supposed to be at work. Apparently instead of going to work he got drunk and decided to go back to San Francisco, which is where he is from. When my daughter called the insurance company to report that her car had been stolen, she also inquired (as a routine matter) about whether or not they had removed her boyfriend from her insurance as she had requested over a month ago (when he was convicted of a DUI and lost his license). They informed her that they were unaware of any such request and would mail out papers for her to fill out. So as of yesterday when he wrecked the car he was still on the policy. The problem being he was drunk when he wrecked it and driving when he had a suspended license, and is currently charged for that, as well as for stealing her car. Some hours later, when the police notified her that he had wrecked the car and had been placed under arrest, she attempted to contact her insurance company to notify them that the police had located the car and that he had been totaled out, but the insurance company was closed. Today when she tried to call the company she got an answering machine and left a message, but no one returned her call. So at this point in time the insurance company is unaware that the car was totaled and that her boyfriend is the one that stole the car, and that he was driving with a suspended license for a DUI conviction about a month ago. When the insurance company learns all of the details it is my suspicion that they will not deny liability and tell her (as you said) her cause of action will have to be against the boyfriend (which means she is screwed). She still owes the finance company for the car in addition to the loss. In a way this is her fault as this guy has been nothing but trouble for her ever since she got involved with him and even now is upset that he is in jail.