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IMO - Paycom has no reserves (kinda), and CCBill does. So CCBill has 5% of your money rotating. Both are solid companies. If you want a ez to setup affiliate program go with CCBill. If that doesn't matter to you, see if either are running specials (IE -no $750 visa fee). No one knows for sure if it's true, but CCBill is 'suppose' to have a harder scrub, so you may get more sales through Paycom, but if you run a tight ship you shouldn't run into chargebacks issures (going over 1%).
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