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CDSmith · 05-01-2005, 10:34 AM

Quote:

Originally Posted by EmporerEJ

Here you hit on one that pops into mind for me.
Not sure how old the rest of you are, but I CLEARLY remember the first ATMs. People were scared to death of using them, and preferred to go into the banks, which had 4-8 clerks AT ALL TIMES, to transact business.

Enter the marketers.....

Now you couldn't walk past the marketing person standing at the ATM... "Here sir, have some Coffee and donuts while we explain the benefits of the machine, 24 hour service, instant money, FREE!!!!! Banks will be able to LOWER FEES, etc, etc," (Yes they REALLY SAID THAT) and that's when I knew they were lying.....
And yes, after the initial fear of technology for the people, they start using the technology.

Fast forward 10 years.....

Banks are NO LONGER BUILT with more than 2-3 windows, which are usually staffed by only 1-2 people even at peak times.....
Every ATM transaction has a ridiculous fee attached to it...usually at BOTH ends.....
Bank hours are shorter.
Almost every bank transaction has a fee.
Pisses me off to no end....

Ok, I'm better now...I took my medicine.....

Exactly.

Did you know that in Canada, I think it was the Royal bank, about 12 years ago or so was the first Canadian bank to make $1 BILLION in profit in a year? That was largely due to them instituting new service charges. And.... since then we have seen all the banks here install extra service fees for non-account-holders at ATM's. You used to be able to go to any ATM of any bank and do certain transactsion, like a basic withdrawal or cash advance. Now you get a $1.50 service charge if you aren't an account holder at that bank.

Between that and the way they fleece you at your own bank for daring to conduct such ambitious transactions as depositing a cheque or wanting service from an actual teller, they have you coming and going. And you can bet your ass they are at this moment thinking up new ways to charge you fees.... just like the governement. :D