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Originally Posted by Veterans Day
Your in a bad spot, regardless of what a broker tells ya. Conventional is definately out, FHA would require those debts be paid before securing a loan and subprime lenders may also do the same, all while raping you hard on loan terms. Clean your shit up before even thinking about looking for a loan. Your going nowhere fast. Not to be rude, but its the truth. I no longer have any financial incentive to lie or tell ya you can get a lon, unlike a broker look for another payday 
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how much worse is it to declear bankruptcy to clear all the debit
that is an option im looking into
will that make possibilities worse?
even with the shit loan u eluded to above can someone like me still get a high risk high interest rate loan?