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Originally Posted by Forest
I owe about 13k to past CC companies from trying to live off them while starting a business that never took off
So thats why i dont know if i can even get a loan.
I got 10k now about another 5k in the next 2-3 months for the dcown payment
I dont know what my fico score is no
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Your in a bad spot, regardless of what a broker tells ya. Conventional is definately out, FHA would require those debts be paid before securing a loan and subprime lenders may also do the same, all while raping you hard on loan terms. Clean your shit up before even thinking about looking for a loan. Your going nowhere fast. Not to be rude, but its the truth. I no longer have any financial incentive to lie or tell ya you can get a lon, unlike a broker look for another payday
