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Originally Posted by Veterans Day
I obviously dont know the terms on this loan but it looks like a nice fat juicy 2/28 with a 6 month prepay, usually 6 months interest and nice increase after the first 2 years. These loans pay huge commissions from subprime lenders cause they know 9 out of 10 people never get their credit straight and usually end up fucking it up even more while stuck in these shit loans. therefore leaving them stuck with the 2/28. I did loans for 10 years and know own a title company with the wife. Ahhh the memories 
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Interesting info - do you recommend any credit repair agencies or is it better to put in the effort and try to repair it yourself?