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Originally Posted by JFK
Yes it would be for Florida, Dania, Hollywood area 
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That should be no problem Julius.
Like I said. I can give you guys that are "in the biz" a break on closing costs also.
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I want a commission for starting this thread
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We may have to work that out!
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I don't know how you guys do it in FL but up here if you have 25% down you'll get the Mortgage.
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Things do vary from state to state, but of course a large enough down payment can overcome most credit problems. The creative part is in securing a loan WITHOUT a big downpayment, big impounds for closing, etc...