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quiet,
at 30 your biggest risk is not taking some risk
inflation is not a bitch today but it can rape a portfolio that is too risk averse in 5 years.
you probably want something like this
10% foreign equity funds
10% US/CAN technology funds
20% north american blue chip managed funds
10% Canadian index funds
20% low risk mutual
20% bonds
10% cash
but tax is another big issue
I used to do this for a livng in London, my own personal recommendation would be get 3 portfolio assesments from accountancy firms if you are low risk.
I can recommend a head partner at Grant Thornton canada if you need.
matty
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