I think I got all the traits except;
"They chose the right occupation"
The most important ones are:
"They live well below their means"
"They believe that financial independence is more important than displaying high social status"
This is the biggest factor since most millionaires are over 55 and retired, and most millionaires made less than $80k a year. The average millionaire became one by saving money.
Of course if your banking a couple million a year for a while those rules shouldn't apply, but I do know of several people who made that much at one point in their life, and are barely able to scrape enough money together for rent now becuase of poor life decisions.
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