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Old 03-30-2005, 11:29 PM  
vanillaice
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Join Date: Jul 2004
Posts: 512
What do you do if a collection agency is fucking with you

Ok, off topic from adult shit, but I have a question maybe someone can help with.

Like many people, I got in debt then lost my job and couldn't pay my bills (about 2 years ago). So, last summer I got back into the adult biz and started making cash again, which prompted me to rebuild my credit since I wasn't very far in the hole ($3k or so). I got in touch with one company handling one of my accounts, it is called 'NES of Ohio'. I paid them 70% as a 'buy out' option, and they were supposed to take care of it... this was in November.

They never faxed any credit companies, or even send me a receipt. I called them about 3x now, and each time they said they sent one, but they'll resend. Last time I double checked the address they had, that was clear. Again, no receipt, nothing.

So, I made a dispute on my credit report, and they investigated, and what they reported back to me was the 70% I paid was now off my report, but not as a paid in full like they promised. And to top it off, the remaining money has been building up interest again.

What can I do? Should I call this company again? Should I call credit companies? Am I fucked? Any advice is cool, thanks!
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