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Originally Posted by BRISK
You're not just lending to random people.
You can choose to lend money to people who have an excellent credit rating.
I'm sure they'll also introduce a feedback system like eBay where people can leave feedback about previous borrowers. Were they good? Bad? Did they pay on time, etc...
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It's definitely an interesting idea and may work. There will be some problems just as their is on Ebay but it could very well work if it's run properly.