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You're not just lending to random people.
You can choose to lend money to people who have an excellent credit rating.
I'm sure they'll also introduce a feedback system like eBay where people can leave feedback about previous borrowers. Were they good? Bad? Did they pay on time, etc...
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I post on GFY so that when people ask me what I do,
I can tell them that I work with the mentally retarded.
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