|
pay everything on credit card always.
paypal accepts credit card on transactions, so do plenty of other processors, and you can always initiate a chargeback. you give paypal its 1 week or whatever to get your money back after you dont get what you want, and then you do a chargeback and paypal or whoever else it is can't do shit ***UNLESS***, you used your credit card to FUND an account first and then paid with that.
if your contractor doesn't deliver, or they send you totally not what you agreed to buy, just issue a chargeback, the onus is on the payment processing company (not you or your credit card company) to prove that goods were delivered and to spec advertised/agreed.
there's just no reason not to use credit card, you don't have to ever worry about interest rates so long as you pay before your deadlines.
__________________
OMGzorz!!11111eleven11111111111oneoneoeneoneoneeeo en :upidedow
|