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V_RocKs · 03-22-2005, 06:05 PM

My girlfriend and her kids have Kaiser. Everyone talked shit about it when I went to get my own so I got it through the National blah blah of self employed (idiots)... I pay $160 a month and I don't get squat for insurance. I used to work for Stater Bros. Markets where I got head to toe for 100% free... I remember thinking the sky was falling when they instituted a $10 copay for office visits and a $5 for medications. How dare they!

Well... My colar bone broke. At the time I didn't make as much as I do now. It had broken before so I basically set it myself and all of that jazz... Had I went in, my portion was going to be $500 to the hospital and $175 to the doctor. Fuck them.

So my GF and her kids have Kaiser through her ex-oldman. He pays $550 for the whole familiy which at the time I thought was outrageous. In the last 2 years her 15 year old daughter broke her wrist playing softball ($45 copay), popped her knee out requiring MRI/x-rays and 3 visits to a specialist ($100 in copays) and then sprained her ankel ($25 copay). Her 13 year old daughter broke her nose playing softball and they reset it, then had her come back 2 months later and did plastic surgery to remove the bump ($80 copay), she had her appendix taken out ($120 copay). Her exhusband had a hernia fixed ($100 copay), the end of one of his fingers stiched back on when he cut it off with a ban saw ($120 copay) and his jaw wired from a bar fight ($80 copay). My GF is made of rocks.. she doesn't go the doctor...

Me and her ex decided to add up the bills and figure out the costs for my insurance with the same problems. My insurance would be the same monthly for a family of four (although they wouldn't cover my GF for free seeing as how they are divorced, but being as it is, the costs per month are made even). But the copay on all of this shit for my insurance would have hit a little over $5000! He paid $670!

Anyone who says Kaiser sucks doesn't know the true story about health insurance outside of a company paid policy. Insurance has went to shit!

03-22-2005, 06:05 PM
V_RocKs Damn Right I Kiss Ass! Industry Role: Join Date: Dec 2003 Location: Cowtown, USA Posts: 32,423	My girlfriend and her kids have Kaiser. Everyone talked shit about it when I went to get my own so I got it through the National blah blah of self employed (idiots)... I pay $160 a month and I don't get squat for insurance. I used to work for Stater Bros. Markets where I got head to toe for 100% free... I remember thinking the sky was falling when they instituted a $10 copay for office visits and a $5 for medications. How dare they! Well... My colar bone broke. At the time I didn't make as much as I do now. It had broken before so I basically set it myself and all of that jazz... Had I went in, my portion was going to be $500 to the hospital and $175 to the doctor. Fuck them. So my GF and her kids have Kaiser through her ex-oldman. He pays $550 for the whole familiy which at the time I thought was outrageous. In the last 2 years her 15 year old daughter broke her wrist playing softball ($45 copay), popped her knee out requiring MRI/x-rays and 3 visits to a specialist ($100 in copays) and then sprained her ankel ($25 copay). Her 13 year old daughter broke her nose playing softball and they reset it, then had her come back 2 months later and did plastic surgery to remove the bump ($80 copay), she had her appendix taken out ($120 copay). Her exhusband had a hernia fixed ($100 copay), the end of one of his fingers stiched back on when he cut it off with a ban saw ($120 copay) and his jaw wired from a bar fight ($80 copay). My GF is made of rocks.. she doesn't go the doctor... Me and her ex decided to add up the bills and figure out the costs for my insurance with the same problems. My insurance would be the same monthly for a family of four (although they wouldn't cover my GF for free seeing as how they are divorced, but being as it is, the costs per month are made even). But the copay on all of this shit for my insurance would have hit a little over $5000! He paid $670! Anyone who says Kaiser sucks doesn't know the true story about health insurance outside of a company paid policy. Insurance has went to shit! Last edited by V_RocKs; 03-22-2005 at 06:08 PM..