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Old 05-14-2002, 03:37 PM  
DemonWolfe
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Join Date: Jan 2001
Location: World Traveler
Posts: 261
I just thought I would stop in and say that I found them on my credit report as well.

It shows up on Experian credit report
Experian
NCAC
P.O. Box 9595
Allen TX 75013

http://www.experian.com/consumer/

1-800-583-4080


It appears on the report under the heading:

Requests viewed only by you


Here is their description:

You may nothave initiated the following requests for your credit history, so you may not recognize each source. We offer credit information about you to those with a permissible purpose, for example to:
* other creditors who want to offer you a preapproved credit;
*An employer who wishes to extend an offer of emplyment;
*a potential investor in assesing the risk of a current obligation;
*Experian Consumer Assistance to process a report for you;
*Your current creditors to monitor your accounts (date listed may reflect only the most recent request).

We report these requests ONLY to you as a record of activities, and we do not incluse ANY of these requests on your credit reports to others.


---

Now, I have many such inquiries listed in this area of my report, all of them being companies who offered me pre-approved credit cards. A couple were current creditors at the time of their inquiry (such as AT&T)

I am under the impression that inquiries listed in this area have obtained credit information of a full disclosure. This information was supposed to be used as noted above, and only full disclosure would allow companies to warrant pre-approving you for major loans.

I would like to know
WHY the inquiry into my credit was made.

They offered me no loan (and my credit is very good) and I was never their employee. I feel that this is an improper use of my social security information, which was provided strictly for tax purposes. (Since they never filed a W4 I have to wonder why they requested this information for in the first place)

I am sure that Webpower is aware that people are inquiring as to the purpose of these credit checks. I know at least two emails have been sent to their "support", so it will be interesting to see if they reply with an explantion.

I could find no information about
SEC Software Solutions
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