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Chris R · 05-14-2002, 01:10 PM

Ok - I just check mine - as I suspected - this was not a standard credit inquiry.

If you check your report with the link provided - it specifically states that:

"Requests Viewed Only By You

The section below lists all who have a permissible purpose by law and have requested in the recent past to review your information. You may not have initiated these requests, so you may not recognize each source. We offer information about you to those with a permissible purpose, for example, to:

other creditors who want to offer you preapproved credit;
an employer who wishes to extend an offer of employment;
a potential investor in assessing the risk of a current obligation;
Experian or other credit reporting agencies to process a report for you;
your existing creditors to monitor your credit activity (date listed may reflect only the most recent request).
We report these requests only to you as a record of activities. We do not provide this information to other creditors who evaluate your creditworthiness."

under this is:

SEC SOFTWARE SOLUTIONS

Address:
PO BOX 30125
TUCSON AZ 85751
Date of Request:
03/18/2002

Comments:
WEBPOWER INC

******THIS IS NOT IN THE REGULAR INQUIRY SECTION******

Which is labeled as such:
"Requests Viewed By Others

We make your credit history available to your current and prospective creditors and employers as allowed by law. Personal data about you may be made available to companies whose products and services may interest you.

The section below lists all who have requested in the recent past to review your credit history as a result of actions involving you, such as the completion of a credit application or the transfer of an account to a collection agency, application for insurance, mortgage or loan application, etc. Creditors may view these requests when evaluating your creditworthiness."

The request they made will not harm your credit score.

Notice it says "You may not have initiated these requests, so you may not recognize each source."

How you can give permission for something you don't initiate is beyond me. Just as I said.

05-14-2002, 01:10 PM
Chris R Confirmed User Join Date: May 2001 Location: Baltimore, MD USA Posts: 1,151	Ok - I just check mine - as I suspected - this was not a standard credit inquiry. If you check your report with the link provided - it specifically states that: "Requests Viewed Only By You The section below lists all who have a permissible purpose by law and have requested in the recent past to review your information. You may not have initiated these requests, so you may not recognize each source. We offer information about you to those with a permissible purpose, for example, to: other creditors who want to offer you preapproved credit; an employer who wishes to extend an offer of employment; a potential investor in assessing the risk of a current obligation; Experian or other credit reporting agencies to process a report for you; your existing creditors to monitor your credit activity (date listed may reflect only the most recent request). We report these requests only to you as a record of activities. We do not provide this information to other creditors who evaluate your creditworthiness." under this is: SEC SOFTWARE SOLUTIONS Address: PO BOX 30125 TUCSON AZ 85751 Date of Request: 03/18/2002 Comments: WEBPOWER INC ****THIS IS NOT IN THE REGULAR INQUIRY SECTION**** Which is labeled as such: "Requests Viewed By Others We make your credit history available to your current and prospective creditors and employers as allowed by law. Personal data about you may be made available to companies whose products and services may interest you. The section below lists all who have requested in the recent past to review your credit history as a result of actions involving you, such as the completion of a credit application or the transfer of an account to a collection agency, application for insurance, mortgage or loan application, etc. Creditors may view these requests when evaluating your creditworthiness." The request they made will not harm your credit score. Notice it says "You may not have initiated these requests, so you may not recognize each source." How you can give permission for something you don't initiate is beyond me. Just as I said.