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Originally Posted by iwantchixx
Almost EVERY insurance company has stipulations about keys in the vehicle. Some specify in the vehicle period, some specify in the ignition.
I never actually checked my policy over for that. I should. I do know though that I am covered for up to $250,000 in personal damage and medical bills.
One thing though, if the vehicle is on your property and the car is stolen and the insurance company refuses to cover it due to the keys being in the car the home unsirance policy will most likely cover it.
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Not mine! In fact, when I left my keys in my car at the gas station several years ago, my insurance company resplaced my car. That was Allstate. I have USAA now and they also cover theft if the keys are in the car. Look around and find another insurance company if yours is that strict!