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We use only Paypal for CC card clearing. All the others we looked at want 15% + 10% hold back. The way we are growing this is nearly 19% of our turnover. They also want to restrict us on the size of order, a ceiling of $300 is useless to us, or we have to use their shopping basket or a fixed price. We do not need partners like that.
Paypal have suspended us twice, because of a stupid client who cancelled and then re-ordered. It takes them 24-36 hours to investigate and we are then back working. We have never had a fraudulent card used or had any problem getting our money when we want it.
They are the tops because they are the best at a bad business. So far nothing but praise for them.
GFED you opened accounts for clients and they suspended you. Sounds like they are doing their job right.
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