|
I have a question about insurance. What is a good company for "private health insurance" in Soutern California in the US?
I am not interested in HMO, PPO or Blue Cross... Are there any alternatives for more "higher end" insurance? Also, how come if I were to get regular insurance (when I am self employed) from a co as Blue Cross the benefits are not as good as if they would be if I got it from an employer?
The thing is that I am self employed and if I get Blue Cross the plans just suck. But my friends who work full time and got covered through their work also get Blue Cross but with much better coverage?!
Is there some way to get around this? That's why I am looking for the "best"
insurance alternative for someone who is self employed but no HMO please.
BlueCross would be around $190 for me ( single female, 26 no health problems at all) a month, but the coverage is not really good though.
With Blue Cross you have to pay a certain percentage, say 50% of the "negotiated fee" for certain procedures. Whatever the hell the "negotiated fee" is, is not even made clear. it is too vague.
|