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I don't know much about Germany and France but the rest of Western Europe is all about CC and have been for years. In scandinavia most people don't have cash in their wallets at all. Plastic goes all the way everywhere. Didn't know Germany was so far behind.
BTW - The new hype over here is paying for porn access by cell phones. More and more sites are using this now for european surfers. Dialers are worthless since most of us europeans (at least scandinavians) are on broadband or cable.
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