Actually, I will clear up a bit in my last reply, You NEED a credit card to use paypal in Canada. Yes, I had to reject payments from a sponsor, since I was not allowed to accept payments without a credit card on file with Paypal (and the nice $1.95 charge to verifiy the credit card is valid).
There are places in Canada that offer Secured Credit Cards for those are you that are interested. I just got a partially secured one from Capital one Canada. Also hometrust
www.hometrust.ca has a 100% secured one. No real banks in Canada have secured credit cards. Yes, our banking system sucks balls!
ZoiNk