I'm from Canada, and I'd love a Visa Debit card too..
here's why they're useful, at least for me:
I'm young (legal age, don't worry :P), and I don't have a "real" job other than being a student. Since the bank doesn't consider internet income as stable, they won't give me a high credit limit. Even though I have cash in the bank, I can't make large purchases (scripts, design, content) because of my low credit limit.. a visa debit card taking the money directly from my bank account would be awesome, since I wouldn't have a real limit other than how much cash I had in the bank.
Anyway.. TD Waterhouse is US based, and they offer checking accounts. If you guys are with TD, try getting a Waterhouse account. Ask for a form at your branch.. I'm going to try that. But I *think* you can get a visa debit card with the waterhouse account.
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