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Originally Posted by AdultMovies.bz
I think the only thing to do is use offshore payment processors... Like ones based in countries other then the US, cause the patriot act really fucked shit up for everyone...
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Offshore still needs banking relationships...and they are fickle as shit when it comes to the US.
What we do need is a totally different payment model where card company interest ends when a customer tops up their "internet debit card" from other cards or by check.
That version means no chargebacks - the money is there or it is not, no banking relationships needed globally and no obligations to card companies. It's up to cardholders what they want to use their cards for - ie top up another "internet card" or whatever.