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1. You owe him the money.
2. He did not have to refund you the first time. That was a gift.
3. You owe him the money.
4. If we were to follow your line of thinking we'd only have to pay for traffic if it was perfect and made us wealthy. If we didn't like the results we'd just say, "Sorry I didn't like the results" and not have to pay.
5. You owe him the money.
6. Yes, you must pay your car payment no matter what.
7. You owe him the money.
Did I mention you owe him the money?
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