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Where are you getting your numbers?
The correct winnings would be:
Scenario 1 Lose 3 and win on fourth
Lose $20
Lose $40
Lose $80
Win $80 (35x$5 less 19x$5) Table max exceeded. Max bet of $5 per number.
Net Loss $60
Heck lets try lose twice and win on thrid try
Lose $20
Lose $40
Win $64 (35x$4 less 19x$4)
Net profit $4 Wooohooo!
Now keep in mind you will on average win 52+% of the time. Over time this works to your advantage.
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