By your definition of retired...then I guess we are
We moved to Cancun, work a bit just to keep things moving along and spend our time either on the beach, shopping, seeing all the myan ruins, traveling or napping......some days we work more than others, but we don't have to go very far to feel completely retired.
My hubby (Adult Site Traffic) said he wanted to retire by age 40 and he is already 39, so I guess he is on the right track. So far, bordom hasn't been an issue. Maybe we will end up working just like we did before we moved here, but I don't want that anytime soon.....