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Originally Posted by freeadultcontent
The lack of proof does suck, specially since circumstance seems to show otherwise. Sounds like they really think they did not do it, and you really think they did. Situation where both parties feel they are in the legal right, if not the moral. I would just bite the bullet and use your insurance.
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I would call a cop out just for shit and giggles, but the lack of proof does not sit well for you.