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Ok, I have been using them for over a year mostly for EBay transactions. I have been 100% legit and I have much better things to do with my time than scam PayPal.
Obviously a transaction I made triggered their fraud filter and froze my account. Fair enough, but it has been over 3 weeks now and they will not given me a reason. The phone support people are incompetent and have no access to my account. They are still MAKING MONEY on interest on the money in my account. I would let this go if they provided a legitimate reason and contacted me within 24 hours and we could resolve it. They are not a real bank.
My advice is use them if you must, but keep a balance of 0 at all times. Online payments rock, I hope another company can step up to the plate and do a better job.
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